Step 1: Market Analysis

     Researching a market before making an investment, whether highly risky or moderately risky, is necessary. What is the rental potential of the area? The growth potential?

Step 2: Identifying your Investor Objective

    Are you interested in supplementing your monthly income with a couple of hundred dollars a month through rental income? or Are you interested in the long term benefits of real estate investing, such as  gaining Equity in your property? Equity will allow you to sell the property for a liquid cash return on your investment, or leverage the value to obtain a Home Equity Line of Credit (HELOC), which can be used for home improvement, other investments, or simply for personal use.

Step 3: Take Action

   How long has the fear of the unknown plagued your Life? Career? Ambitions? How long have you promised to read that Suze Orman book you got for Christmas from your savvy investor friend, who by the way is a net worth millionaire with all of his properties, but has yet to help you scout one deal? Too long! That's what LCH Real Estate is here for.

Through a very impressive database of clients and investors, we work within our network to find you affordable and manageable properties, housed with tenants for a comfortable rental income cushion or without tenants for a quick flip.

Example -    LCH Real Estate has found you the investment of a lifetime. A $40,000 One bedroom Co-op* in an are right outside of Manhattan in NY. We have done our market research homework  and found that the rent to homeowner ratio is pretty high in the area, and based on local one bedroom units in the area, you can get up to $1400 in monthly rent! On top of all of this, the growth potential is excellent! In fact they are building a major development directly across the street within the next two years so you can guarantee a fast growth in the property's equity! Let's do some numbers to see just how much profit we are able to accrue from this wonderful investment.

Tenant Income

$1400/ mth

Estimate Expenses

Maintenance Fees (Utilities) - $400/ mth

Taxes - $60/ mth

Repair Allowance - $50/mth

Mortgage Payment - (100% financing at 30 Yr fixed product at 8%) - $294/ mth

After subtracting the total expenses from the income, your property will net you about $600/mth in liquid cash, all the while gaining a FREE property, and building your net worth. 

*Based on an Actual Investment

                         KEY TERMS

Growth Potential - Are the factors that impact a community's growth such as unemployment rates, affordable housing, economic activity,  projected job growth, crime rates, cost of living, and taxation. A community's growth potential can be a major influence on the resale value of homes in the area

Equity - Is simply the difference between the market value of a property and the liens (mortgages) held against it.

HELOC - A home equity line of credit is a form of revolving credit in which your home serves as collateral.

Net Worth (Also referred to as 'Owner's Equity'- Property owned (assets), minus debts and obligations owed (liabilities).

Flip (in Real Estate ) - the term is often applied to the practice of buying real estate below market value, making needed repairs and improvements to the property, and reselling it for a slightly higher price